
Laura Castro
Mortgage Loan Originator
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Ready to Purchase?
Let's Get Started!
Why Should I Get Pre-Approved?
Getting Pre-Approved helps you in two ways: it gives you leverage when it comes to making an offer on a home and a faster, more streamlined process when you do get your offer accepted on a home. Seeing that Pre-Aprroval letter lets both your realtor and the seller's realtor know that you are serious and have buying power.
The first step to obtaining home loan financing is to fill out a Loan Application. You may fill this out online, call me directly to assist you or schedule and appointment to meet with me so I can help you fill it out in person. Whether we start the process over the phone, online or in person, I will need some personal and financial information to begin (see below for a list of intial documentation needed).
Documentation Needed for Loan Application:
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Copy of Driver's License
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Copy of SSN
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Last Two Paystubs
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Last Three Years W-2's
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Last Three Years Tax Returns
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Last Two Months Bank Statements for all accounts
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Most Recent 401k and Retirement Statements
Get Started Now and Fill Out Your Loan Application Online
Once I receive your completed loan application, I will be following up with you to collect documentation and discuss the loan program that is right for you.

"I can't believe how quickly and easily the loan process is going!"
Purchase Customer, CA
"Very impressed with the service and the tools! So glad I picked NFC as my mortgage lender!"
Refinance Customer, CA


